Jan 172014
 

New Jersey drivers faced another treacherous morning drive this past Friday.  Freezing rain caused numerous car, bus and truck accidents in Marlton, Cherry Hill, Camden and other areas in New Jersey.

A woman was tragically killed in a car accident in Camden County, NJ after her SUV spun out of control and slammed into the front of a New Jersey Transit bus that was heading into Philadelphia.  The passenger in the SUV was seriously injured, and seventeen passengers on the bus were also injured as a result.  http://www.nbcphiladelphia.com (Deadly Bus Crash, Other Bus Wrecks)

Bus Passengers’ Rights to Recover Medical Bills After a Bus Accident in South Jersey

Passengers who are injured in a NJ Transit bus accident may need medical treatment.  The passengers in the above accident are probably worried about their medical expenses, i.e., who is going to pay them, and how they go about in getting them paid.  They may think that NJ Transit would cover their medical expenses, but that is unfortunately not true.

Under NJ bus accident law, NJ Transit buses are not required to carry Medical Expenses Benefits (MEB) or Bus-PIP; therefore, injured passengers cannot recover medical expenses from NJ Transit.  See Recovering Medical Expenses after Suffering an Injury in a NJ Bus Accident (Part 2)

Injured NJ Transit bus passengers actually need to look to their own car insurance policies to recover medical expenses.  However, they can only make a claim if they elected “Extended Medical Expenses Benefits” coverage when they purchased their car insurance policies.  Because buses are not considered “automobiles,” injured bus passengers cannot make a regular medical claim or PIP claim under their car insurance policies.  PIP claims can only be made if the insureds are injured while “occupying, entering into, alighting from or using” a qualifying motor vehicle.

Therefore, the injured bus passengers in this recent NJ Transit bus accident will need to look to their car insurance policies to see if they have Extended Medical Expense Benefits coverage to make a medical claim. If Extended Medical Expense Benefits coverage is not available, the injured bus accident victims would use their own private health insurance to cover medical bills.

For more information about NJ car accident lawsuits, see How Long Do You Have to Sue After a New Jersey Car, Bus or Truck Accident?

FREE Legal Consultation After a Bus Accident in NJ – 800. 281.8695

Philip Ciprietti, Esquire has been helping car and bus accident victims in NJ for over 35 years.  Mr. Ciprietti will help you recover compensation you are entitled to after a car or bus accident.  If you were a passenger on a NJ Transit bus and sustained injuries as a result of a bus accident, call Mr. Ciprietti who always offer a free initial consultation.  800. 281.8695

*Disclaimer: Every case is unique and you should not take any action or make decisions in your case without speaking to a qualified car and truck accident lawyer in New Jersey. This website page does not provide legal advice or create an attorney-client relationship. Use of the contact form on this website or emailing Mr. Ciprietti does not create any attorney-client relationship. In addition, confidential information should not be sent through the contact form.