FREE CONSULTATIONS 856.983.8695

Injured in a NJ Hit and Run Accident? Know Your Legal Rights

Philip Ciprietti, NJ Car & Truck Accident Lawyer

Philip Ciprietti offers clients a genuine interest in their well-being and success and places clients’ interests first in all matters. Since 1982, Mr. Ciprietti has been certified by the NJ Supreme Court as a Certified Civil Trial Attorney.

Review: "His commitment and his willingness to go the extra mile, to fight hard for you make Phil an outstanding attorney. He is the one you want on your side." Read more testimonials.

NJ drivers do not want to be involved in car accidents for obvious reasons. Unfortunately, car, truck or bus accidents happen every day in Southampton, Mt. Laurel and Marlton, NJ.   In the majority of accidents, all parties involved will pull over and stay at the accident scenes.   However, there are situations where drivers who caused the accidents may flee from the accident scenes.

When hit and run accidents occur, injured parties often do not know what to do after the car accidents. Who is going to pay for their medical expenses? How can they recover for their losses if they can’t find the hit and run drivers?

In terms of medical expenses, injured drivers’ own auto insurance policies pay for the medical expenses pursuant to the medical benefits coverage or PIP coverage. Even if an at-fault driver stayed at the scene, the injured driver’s own car insurance company still pays for the medical expenses due to the no-fault principle in New Jersey. However, the medical treatments and expenses have to be reasonable and related to the injuries from the car accident. The default PIP coverage for drivers in NJ is $250,000. Drivers may purchase a higher PIP amount. If PIP coverage is exhausted, the drivers’ private health insurance policies would be the next line of coverage.

Typically, in a car accident, the at-fault driver’s liability coverage compensates the injured driver for their injuries and damages. In a hit and run accident where the driver cannot be located, the injured driver can recover for their injuries and damages from their own auto insurance company by filing an uninsured motorist (UM) claim.

UM coverage is a type of coverage an insured driver can purchase when buying car insurance. Though UM coverage is not mandatory in NJ, the car insurance company must offer the coverage to the insured driver. UM coverage goes hand in hand with underinsured motorist (UIM) coverage. Click here to read about NJ UIM claims after car or truck accidents.

Therefore, if an injured driver declined UM coverage, then he cannot file a UM claim. However, if he did buy UM coverage, then the injured driver may file a UM claim to receive financial compensation for his damages and injuries from the hit and run accident. However, the amount the driver can receive is limited by the amount purchased.

If a driver buys UM coverage of $15,000, he may file a UM claim for his injuries and damages. If his injuries are $15,000, then he will receive $15,000. However, if his injures are over $15,000, let’s say $50,000, the injured driver will still only receive $15,000.

Help After Hit & Run Accident in NJ – FREE Consultations – 800.281.8695

DISCLAIMER: This website does not create any attorney-client relationship or provide legal advice.  Read full disclaimer at the bottom of this page.

Car Accident Law Articles

Consequences of Texting While Driving in New Jersey – By A NJ Car Accident Injury Lawyer

Distracted driving causes numerous accidents every day across the country. Compared to 10 years ago, there are more distractions for drivers today, in part due to technological advances. Before these advances, distractions for drivers included: eating while driving,...

NJ Car Accident Law – Who Pays for Your Medical Expenses?

NJ drivers and passengers who are injured in car, truck or bus accidents in Southern Jersey, such as Cherry Hill, Marlton and Camden are often confused as to whose car insurance company pays for their medical expenses. In fact, the first question an individual injured...

Who Pays for a Pedestrian’s Medical Bills After Getting Hit By a Car or Truck in South Jersey?

Motor vehicle accidents happen quite often in New Jersey, including cities like Camden, Marlton and Cherry Hill.  One type of accident is a pedestrian-motor vehicle accident where the pedestrian is hit by a car, bus or truck. According to New Jersey State Police, 131...

How Long Do You Have to Sue After a New Jersey Car, Bus or Truck Accident?

After getting injured in serious New Jersey car, bus or truck accidents, injured drivers and passengers are often overwhelmed.  In catastrophic injury cases, injured drivers or passengers’ primary concern is their health and their goal is to get better.  The thought...

New Jersey Car Truck Accidents – What Can You Recover?

Car and truck accidents often happen on New Jersey highways, such as the NJ Turnpike, AC Expressway, Interstate 295 and the Garden State Parkway.  Because cars are traveling at high speeds when accidents happen, injured individuals often sustain serious injuries,...

FREE CONSULTATIONS

    Spam:  

    *No attorney-client relationship is created by use of this email form. Do not email confidential or time-sensitive information. Call the firm for immediate assistance.

    OUR OFFICE

    79 S. Maple Avenue
    Marlton, NJ 08053
    Phone: 856.983.8695
    Fax: 856.983.0015
    Toll Free: 800.281.8695

    Google Map/Directions