FREE CONSULTATIONS 856.983.8695

How to Recover Lost Wages After a New Jersey Car Accident (Part 2)

Philip Ciprietti, NJ Car & Truck Accident Lawyer

Philip Ciprietti offers clients a genuine interest in their well-being and success and places clients’ interests first in all matters. Since 1982, Mr. Ciprietti has been certified by the NJ Supreme Court as a Certified Civil Trial Attorney.

Review: "His commitment and his willingness to go the extra mile, to fight hard for you make Phil an outstanding attorney. He is the one you want on your side." Read more testimonials.

New Jersey auto insurance law can be very confusing, and policy holders who do not know or understand their car insurance benefits may not be receiving all of the benefits they are eligible for.

New Jersey drivers in Cherry Hill, Marlton and Camden who have “standard” auto insurance policies may have optional PIP coverage, which includes income continuation benefits.  In other words, they may be able to recover lost wages from their car insurance companies.  However, the drivers must have opted for this additional PIP coverage when purchasing the car insurance policies. For a detailed discussion, see part 1 of this article: How to Recover Lost Wages After a New Jersey Car Accident (Part 1)

Part 2 of this article will discuss how much the insured may receive.

How Much Lost Income Payments Can an Injured NJ Driver/Passenger Receive?

Pursuant to NJ auto insurance law, an injured driver/passenger who is entitled to income continuation benefits as a result of injury-related disability may receive weekly payments, up to the limit of the benefits.

The default weekly payment is $100, and that benefit is capped at $5,200.  Drivers may choose a higher income continuation benefit at a higher premium.

If an injured driver has the default income continuation coverage, he will receive $100 a week and continue to receive this amount (up to the capped limit) as long as he is injured and disabled from working.  It is important to note that receiving PIP benefits for lost wages is not a prerequisite to filing a NJ car accident lawsuit. An injured driver can receive PIP benefits and simultaneously file a lawsuit against the at-fault driver and include lost wages as part of the damage claim in the lawsuit.

However, if the injured driver only earns $80 a week, he will not receive the $100 weekly payment despite the fact that he paid the same premium as someone who is eligible for the $100 weekly payment.  He will only receive $80 a week.  On the other hand, if the injured insured makes more than $100 a week, he can only receive $100 a week.  Again, the injured insured can file a lawsuit against the at-fault driver to recover the lost wages that were not covered by the income continuation benefits.

New Jersey’s auto insurance law is very confusing.  If you are injured in a South Jersey car accident, it is advisable to seek legal counsel to ensure that you are receiving all of the benefits you are entitled to.  In addition, an experienced car accident injury lawyer can help you make an informed decision about filing a New Jersey car accident lawsuit.

Related: NJ Car Accident Law – Who Can Make PIP Claims, Explained by a NJ Car Accident Lawyer for 35+ Years.

FREE Initial Legal Consultation After a Car Accident in Cherry Hill, Camden or Marlton, NJ

Philip Ciprietti, Esquire has been helping car and other auto related accident victims in NJ for over 35 years.  Mr. Ciprietti will help you recover the compensation, including lost wages, you are entitled to after a car accident.  Mr. Ciprietti always offers a free initial consultation.  800. 281.8695

*Disclaimer: Every case is unique and you should not take any action or make decisions in your case without speaking to a qualified car and truck accident lawyer in New Jersey. This website page does not provide legal advice or create an attorney-client relationship. Use of the contact form on this website or emailing Mr. Ciprietti does not create any attorney-client relationship. In addition, confidential information should not be sent through the contact form.

Car Accident Law Articles

How to Recover Lost Wages After a New Jersey Car Accident (Part 1)

When drivers, passengers or pedestrians are seriously injured in New Jersey car accidents in Marlton, Camden or Cherry Hill, they typically cannot work for a period of time.  In addition to dealing with the stress of the accident, injured motor vehicle victims may...

New Jersey Car Accident Law – New Jersey’s Deemer Statute Explained by a New Jersey Car Accident Lawyer

It is no surprise that New Jersey roadways are well-traveled by residents of surrounding states. Whether for work or to visit the New Jersey shore, many residents of Pennsylvania, New York, Delaware, etc. are driving in New Jersey each day. However, when car or truck...

NJ Car & Bus Accident Lawyer Discusses Serious Accidents and Fatalities Caused by the Use of Cell Phones While Driving

In New Jersey, drivers are prohibited from using their cell phones while driving, i.e., talking on the phone while driving and texting while driving. Title 39 of New Jersey Traffic Laws Section 39:4-97.3, also known as the NJ Cell Phone Law, provides: 39:4-97.3(1)(a)...

NJ Car Accident Law: Can You Recover Damages for Aggravation of a Pre-existing Condition?

New Jersey car and truck accidents often result in drivers and/or passengers sustaining injuries. In car, truck or bus accidents on the NJ Turnpike, Atlantic City Expressway, or other NJ highways, drivers and passengers often sustain serious injuries because the cars...

Recovering Damages in a New Jersey Left Hand Turn Car or Truck Accident

Car accidents happen frequently in New Jersey.  At least one car accident is reported by the news media every day. One type of accident is a left-turn accident, i.e., the driver attempting to make a left does not yield to oncoming traffic and hits or t-bones a car...

FREE CONSULTATIONS

    Spam:  

    *No attorney-client relationship is created by use of this email form. Do not email confidential or time-sensitive information. Call the firm for immediate assistance.

    OUR OFFICE

    79 S. Maple Avenue
    Marlton, NJ 08053
    Phone: 856.983.8695
    Fax: 856.983.0015
    Toll Free: 800.281.8695

    Google Map/Directions